Ukrainians transfer money from card to card every day \u2014 helping relatives, repaying debts, or paying for purchases. However, even such routine transactions can arouse suspicion from banks or interest the tax authorities if the purpose of the payment is incorrectly indicated.<\/p>\n
As financial consultant Lyudmila Sandyga explains, each transfer is part of the financial system, and not just a movement of funds. That is why it is important to clearly explain what exactly the money is being sent for.<\/p>\n
According to her, the correct wording of the purpose of the payment helps to avoid blocking accounts, additional checks, and even possible tax surcharges.<\/p>\n
You should be especially careful when transferring money between relatives. If, for example, parents help a child with money for housing, it is better to directly indicate that this is non-refundable financial assistance. Generalized phrases like \u201ctransfer\u201d or \u201cfor an apartment\u201d can look like debt obligations.<\/p>\n
In the case of friends, specifics are also important. If this is debt repayment, it is worth noting this in the purpose of the payment and adding the date of the agreement. If it is a gift, you need to write directly that the funds are transferred irrevocably and without obligations.<\/p>\n
A separate situation is the sale of personal belongings. For example, if a person sells his own used goods, it is important to clarify that this is a private sale, not a business activity. Otherwise, such a transaction may look like regular income.<\/p>\n
You need to be no less careful when paying for services between individuals. If you indicate a wording that resembles a systematic activity, this may attract the attention of tax authorities. In such cases, it is better to indicate that the payment is a one-time payment and is made by agreement.<\/p>\n
The topic of charity also remains relevant for Ukrainians. When transferring funds to support the army or volunteers, it is worth indicating that this is a charitable contribution and it is irrevocable.<\/p>","protected":false},"excerpt":{"rendered":"
Ukrainians transfer money from card to card every day \u2014 helping relatives, repaying debts, or paying for purchases. However, even such routine transactions can arouse suspicion from banks or interest the tax authorities if the purpose of the payment is incorrectly indicated. As financial consultant Lyudmila Sandyga explains, each transfer is part of the financial […]<\/p>\n","protected":false},"author":1,"featured_media":10880,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,19],"tags":[],"class_list":["post-10879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actually","category-expert"],"_links":{"self":[{"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/posts\/10879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/comments?post=10879"}],"version-history":[{"count":2,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/posts\/10879\/revisions"}],"predecessor-version":[{"id":10909,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/posts\/10879\/revisions\/10909"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/media\/10880"}],"wp:attachment":[{"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/media?parent=10879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/categories?post=10879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/tags?post=10879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}