The average interest rates of banks on new hryvnia deposits for the population in July 2024 amounted to 10.7% per annum, which is 0.1 percentage points higher. lower than a month ago.<\/p>\n
Rates on new deposits for the population in foreign currency increased to 1.1%.<\/p>\n
Interest rates on hryvnia deposits slightly exceed the level of expected inflation, which, according to the forecasts of the government and the NBU, will be about 8-9% by the end of the year.<\/p>\n
Interest rates on foreign currency deposits remain at a minimum level. Since the beginning of the year, the dollar exchange rate has increased by 8%, which practically eliminated the difference in rates between hryvnia and foreign currency deposits.<\/p>\n
The deposit portfolio of banks for households decreased by 0.3% in July to 1.139 trillion hryvnias, but exceeds the level at the beginning of the year (1.078 trillion hryvnias).<\/p>\n
Rates and inflation<\/p>\n
As a reminder, the NBU left the discount rate at 13.0% in July. It depends on the rate on deposit certificates, by which banks place funds with the NBU, raised from the public. Since April, the NBU has kept the rate on three-month deposit certificates up to 16.5%. At the same time, rates at this time continued to decrease.<\/p>\n
As of June 1, 2024, 63 banks were operating in Ukraine. The largest amount of public funds was held by the state-owned PrivatBank – 405.7 billion hryvnias and Oschadbank – 192.7 billion hryvnias. More than a third of the population’s deposits (35.6%) were in dollars and euros.<\/p>","protected":false},"excerpt":{"rendered":"
The average interest rates of banks on new hryvnia deposits for the population in July 2024 amounted to 10.7% per annum, which is 0.1 percentage points higher. lower than a month ago. Rates on new deposits for the population in foreign currency increased to 1.1%. Interest rates on hryvnia deposits slightly exceed the level of […]<\/p>\n","protected":false},"author":1,"featured_media":7600,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-7599","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article"],"_links":{"self":[{"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/posts\/7599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/comments?post=7599"}],"version-history":[{"count":1,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/posts\/7599\/revisions"}],"predecessor-version":[{"id":7601,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/posts\/7599\/revisions\/7601"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/media\/7600"}],"wp:attachment":[{"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/media?parent=7599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/categories?post=7599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/corporativ.info\/en\/wp-json\/wp\/v2\/tags?post=7599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}