The country’s banking system continues to function, despite the most difficult conditions in which it found itself.
We have collected the most significant changes that have occurred over the past week and offer them to your attention.
1. Ukraine received 177 million US dollars from the World Bank
Ukraine received 177 million US dollars from the World Bank within the framework of two reform support projects:
– 147 million US dollars – under the SURGE project “Supporting Recovery through Smart Fiscal Management”;
– 30 million US dollars – under the THRIVE project “Transforming Healthcare through Reform and Investment in Efficiency”.
The funds were credited to the general fund of the State Budget of Ukraine.
To receive the next tranche, Ukraine fulfilled a number of conditions, including:
– approved a single portfolio of public investment projects for 2026−2028 (taking into account gender and climate aspects);
– adopted methodological recommendations for assessing the impact of public investment projects on the environment;
– confirmed the implementation of the Anti-Corruption Program of the State Tax Service.
2. Sense Bank began cooperation with the Pension Fund of Ukraine within the framework of the “e-Housing” program
Sense Bank began cooperation with the Pension Fund of Ukraine within the framework of the state mortgage lending program “e-Housing”. The agreement provides for the provision of additional financial support to citizens from the state when applying for mortgage loans.
Cooperation is carried out in accordance with the Procedure approved by the Resolution of the Cabinet of Ministers No. 998 of August 13, 2025. A Cooperation Agreement and an Escrow Agreement have been concluded between Sense Bank and the Pension Fund, which allows for the allocation of state aid funds to compensate for part of the costs of borrowers.
The program provides for compensation for:
- – up to 70% of your own contribution (calculated from the first payment, which is no more than 30% of the cost of housing);
- – 70% of monthly payments (on the principal debt and accrued interest) during the first year of lending (but not more than UAH 150 thousand);
- – up to UAH 40 thousand to compensate for the costs associated with obtaining a mortgage loan. The maximum cost of housing that can be purchased under the program must not exceed UAH 2 million, and the own contribution must be at least 30%.
3. Revolut launches the exchange of dollars for stablecoins in a ratio of 1: 1
Neobank Revolut has taken an important step towards combining traditional finance and crypto education. Now its 65 million users can exchange US dollars for stablecoins in a ratio of 1: 1 – without commissions, spreads or additional costs. This was written on LinkedIn by Revolut’s head of crypto products Leonid Bashlykov.
Users will be able to exchange up to $578,630 every 30 days without additional fees.
“Today, we completely eliminate barriers and unnecessary difficulties when switching between fiat and cryptocurrency. Revolut’s 1:1 stablecoins mean that $1 is always $1,” Bashlykov wrote.
4. Banks change interest rates on deposits
Four banks last week changed interest rates on deposits in both national and foreign currencies. Two of them lowered interest rates, and two more raised them.
The International Investment Bank (IIB) reduced interest rates on deposits in hryvnia for 9 and 12 months by 0.05% per annum, from 16.30 to 16.25% per annum.
Poltava-Bank has increased the interest rate on deposits in hryvnia for 6 months from 15 to 15.50% per annum.
RVS Bank has reduced interest rates on deposits in hryvnia for 3.6 and 12 months:
- for 3 months – from 12 to 6% per annum;
- for 6 months – from 12 to 7% per annum;
- for 12 months – from 13 to 10% per annum.
RVS Bank has also reduced interest rates on deposits in US dollars and euros for 3.6 and 12 months:
- for 3 months – from 0.60 to 0.30% per annum;
- for 6 months – from 1.20 to 0.80% per annum;
- for 12 months – from 1.90 to 1.00% per annum.
The Bank for Investments and Savings (BIS) has increased interest rates on deposits in euros for 3, 6 and 12 months by 0.50% per annum:
- for 3 months – from 0.65 to 1.15% per annum;
- for 6 months – from 0.75 to 1.25% per annum;
- for 12 months – from 0.85 to 1.35% per annum.
5. Banks change tariffs and terms of service for their cards and products
From November 28, 2025, new tariffs for MTB Bank card accounts come into effect. You can familiarize yourself with the new tariffs on the bank’s official website.
From December 1, 2025, Procredit Bank is changing the terms of tariff packages for private clients. The main thing: servicing Visa Classic cards will be free of charge without fulfilling any conditions. You can learn more about the new tariffs on the bank’s official website.
VST Bank announces changes in tariffs from December 1, 2025. More details on the bank’s official website.
From December 1, 2025, tariffs for the “Bolt” card from Ukrsibbank will change:
– transfers to your own card account at the bank, made through the bank’s ATMs, will become free of charge (was 1%, maximum 1000 UAH);
– the commission for card-to-card transfers is reduced by 2 times – both through the
UKRSIB online system and using third-party services (was – 1%, now – 0.5%, minimum 5 UAH)
